INSURANCE & PAYMENT
Information about accepted insurance plans, self-pay options, and what to expect when getting started.
Insurances Accepted
Dr. Melissa Dudley is currently in-network with the following commercial health insurance plans:
Excellus Blue Cross Blue Shield
Highmark Blue Cross Blue Shield
Univera Healthcare
MVP Healthcare
Independent Health
*Blue Cross Blue Shield (Out of state BCBS plans with the BlueCard/suitcase logo may provide coverage when services are billed through the local BCBS plan).
To help you plan for the cost of services, please note that Dr. Dudley is not currently in network with certain Medicaid managed or Child Health Plus plans, specifically:
Excellus: Plans with prefixes VYT or VYB
Highmark: Plans with prefixes WNH or WNB
If you have one of these plans, services would not be covered through your in-network benefits. We understand that insurance coverage is an important consideration when choosing a provider, and we encourage you to verify your coverage before scheduling an appointment.
If you have questions about your specific plan, please feel free to reach out via email or through the contact form.
Services & Insurance Coverage
Counseling
Individual therapy sessions may be covered by your insurance plan when Dr. Melissa Dudley is in-network with your plan. Self-pay options are also available.
Session rates: $115–$175
Psychological Evaluations
Psychological evaluations are a separate service from counseling and may have different insurance coverage, requirements, and fees. Coverage varies depending on your insurance plan and the type of evaluation.
Please contact your insurance company to confirm your specific evaluation benefits before beginning services.
Self-Pay Options
Self-pay options are available for clients who prefer not to use insurance or whose insurance plan is not accepted.
Counseling Session Rates
$115–$175
40–60-minute individual sessions
Your specific session rate will be discussed with you before beginning services.
Limited sliding-scale appointments may be available for clients experiencing financial barriers. Availability is limited and discussed individually.
Payment Information
When Payment is Due
Payment for self-pay services is due at the time of service.
Payment Methods
Payment may be made by credit card, debit card or HSA/FSA card through a secure online payment system. For clients using insurance, any applicable copay, coinsurance, or deductible is the client's responsibility.
Insurance Billing
For in-network services, insurance is billed according to your plan's benefits. Any applicable copay, coinsurance, or deductible is due at the time of service.
Questions About Insurance or Payment?
If you're unsure whether your plan is accepted or have questions about getting started, please reach out.